Early retirement, Finances

What’s your savings rate and are you getting it right?

The savings rate is lauded as one of the most crucial bits of information in the FI armoury, and I can see why. Simply put, this is the proportion of your take-home pay that you save or invest potentially towards FIRE (financial independence / early retirement). In fact, I estimated my savings rate when I… Continue reading What’s your savings rate and are you getting it right?

Finances, Frugal living, parenting

Motherhood and FI: Family, finance and frugality

Does it add up? Most female financial independence (FI) bloggers I've noticed are single without children (just the UK?). Yet, there are many father bloggers. Lots of FIers are couples, some with kids, though many who blog about FI are male. So, the pool of female FI bloggers is smaller to start with. Then, there's… Continue reading Motherhood and FI: Family, finance and frugality

Finances, Index trackers, Investment strategy

The FTSE and S&P nosedive!

The last five days of the FTSE all share* (and other indices) have been notably downward, wiping out any initial gains I'd made since buying my trackers last month. The index is also down from a year ago (scroll down to the second chart) though still up from a low over the last year in late… Continue reading The FTSE and S&P nosedive!