Life, Lifestyle, mindset

Do you need as much as you think to be financially independent?

Or another question I pose to myself this morning as I sit here with my coffee: If I had to live on what I have accumulated now, could I do so with some semblance of quality of life? Moments If you’re new to saving (or investing), then this may feel like a ludicrous question. But… Continue reading Do you need as much as you think to be financially independent?

Early retirement, Goal setting, Life, Personal development

The Four Burners Theory and the Why of FI

What's the secret to success in life whatever that means to you? Well, I recently came across the four burners theory*, which in short, purports that each symbolic burner represents a specific important area of your life (see my stove representation below), and in order to excel in one area, you must cut off one… Continue reading The Four Burners Theory and the Why of FI

Investment strategy, Just for fun, Shares

The thrill of a free share: Starting my mini share portfolio

So, I decided to set up a fun share portfolio. I'd read Weenie's recommendation a while back of Freetrade, a start-up company which offers free share dealing. With some form of lockdown likely to last a good while, I thought this was a good a time as any to explore the stockmarket directly. Plus, Freetrade… Continue reading The thrill of a free share: Starting my mini share portfolio

Life, Work

The thought experiment post I never wrote: Last October’s prediction of a future pandemic!

Happy weekend, peeps! My last post was my first go at a Savings Ninja 'thought experiment' (the Covid-19 edition), but I've been following this series for a while, as I love entertaining possibilities - possibly a hallmark of the FI personality (hmm, perhaps the basis of a future post!). Anyway, a while back in late… Continue reading The thought experiment post I never wrote: Last October’s prediction of a future pandemic!

About me, Life, Personal development

Discoveries in lockdown: Lessons to take away…

"Unprecedented events create new experiences. What fun, misadventure, or positive discoveries have you encountered while locked down?"-Savings Ninja thought experiment -The Covid-19 Edition If you're not familiar with Savings Ninja's thought experiments, these hypothetical propositions appear every second month on his blog, and this is my first go at joining in with the fun. This… Continue reading Discoveries in lockdown: Lessons to take away…

Financial planning, Index trackers, Investment strategy

Riding the tide: Which Vanguard funds I’m adding to

Just 6 days have past, and my Vanguard funds (equities+bonds) have rebound from -17% to -9%. A slight silent relief (i.e. my equities are up £1.3k since 6 days ago), yet also a reminder for those waiting for a buying opportunity that the market waits for no one! And of course, we are in turbulent… Continue reading Riding the tide: Which Vanguard funds I’m adding to

Finances, Goals, Midlife gap year

Financial Update: December & year end

Happy new year to all my readers and passers by. I hope those of you on your financial independence (FI) journey have celebrated your achievements this year. Although I've been a bit quieter than I wanted to be of late, I've noticed some people dropping by over the Christmas period, which has been appreciated! Anyway,… Continue reading Financial Update: December & year end