My posts have been more sporadic of late not because my blogging honeymoon period is over, but because I’ve been working my ass off. Whether it’s worth it considering my plans for a "career change" is a good question for another post. But in snatches of time between super long work days and parenting, something… Continue reading The inconvenience of the twilight years: Figuring later-life into your FI strategy
Have you ever wondered how accurately inflation is measured but never really cared to look it up? Should financial plans for early retirement (FIRE) assume a 2.5% rate of inflation, as I’d done ? Here, I explore what the UK inflation rate is, what it means to FI plans, and ways in which we can… Continue reading What exactly is inflation and how to beat it
So, 3 weeks into blogging now…. And I’m really enjoying it! I’m grateful to all who stop by (that’s you!) and those who take a peruse around. It's starting to look like a blog now and not a few 'articles' that may fizzle out any moment. I’ve had my first non-promotive-type subscribers and comments. So,… Continue reading The Journey So Far: Reflections & revelations
The savings rate is lauded as one of the most crucial bits of information in the FI armoury, and I can see why. Simply put, this is the proportion of your take-home pay that you save or invest potentially towards FIRE (financial independence / early retirement). In fact, I estimated my savings rate when I… Continue reading What’s your savings rate and are you getting it right?
Earning the surplus time to eventually focus on me in a Meaningful Way. This includes realigning my relationships with the world. A bit like a life physio. That's in short what I want out of financial independence (FI) / early retirement. "The whole is greater than the sum of its parts' For so long I've… Continue reading Human wholeness – in the pursuit of FI
I’ve had a few days to let my numbers sink in now. That's since this happened. I knew I had some savings. I knew I had a relatively generous pension. I was knee-deep in researching SIPPs to divert my savings tax-efficiently* into passive tracker funds that are inaccessible until 57 years (for me anyway). Tax… Continue reading Can YOU predict your future financial needs?