Finances, Goals, Midlife gap year

Financial Update: December & year end

Happy new year to all my readers and passers by. I hope those of you on your financial independence (FI) journey have celebrated your achievements this year. Although I've been a bit quieter than I wanted to be of late, I've noticed some people dropping by over the Christmas period, which has been appreciated! Anyway,… Continue reading Financial Update: December & year end

About me, Finances

Financial update: November 2019

The backdrop for the last month (and more) has been Political - from the largest university strike in the UK over pension, pay, work conditions and contracts straight into the cacophony of the UK general election - there's been no escaping it. The driving force behind both perhaps the capitalistic machine churning away, and the… Continue reading Financial update: November 2019

Frugal living, Personal development

Five things I’m taking a while to (un)learn

I was reading The Squirreler's post about important 'truths' she had to unlearn about money, work and financial independence (FI), which led me to reflect on my own relationship with money. I started thinking about the things I’ve had to unlearn, and I started constructing a kind-of list, but it didn’t sit quite right with… Continue reading Five things I’m taking a while to (un)learn

Early retirement, Investment strategy, Property

Considering Property Investment and My FI plan – Part 1

Recently, I've been toying with the idea of investing in a property primarily as a way of growing my passive income in ‘old age’, something not exactly pleasant or exciting to think about but would probably be foolish for me to dismiss given that if we’re lucky enough, we’re likely to live to a ripe,… Continue reading Considering Property Investment and My FI plan – Part 1

Finances, Index trackers, Investment strategy

Financial update: September 2019

I started this update stood at the bus stop on a sunny crisp morning wondering where the month went... To a lot of work I guess...a lot of life energy...making Jill a dull girl, no doubt! But it does mean not spending too much. 🙂 Except vending machines at work. Guilty on that count! That… Continue reading Financial update: September 2019

Financial planning, Investment strategy, Old age, Property

The inconvenience of the twilight years: Figuring later-life into your FI strategy

My posts have been more sporadic of late not because my blogging honeymoon period is over, but because I’ve been working my ass off. Whether it’s worth it considering my plans for a "career change" is a good question for another post. But in snatches of time between super long work days and parenting, something… Continue reading The inconvenience of the twilight years: Figuring later-life into your FI strategy

Early retirement, Financial planning, Investment strategy

Rethinking my FI strategy?

Since starting this blog, I worked out my approach to financial freedom. It's an exciting time, but I admit that the way I’m aiming for FI makes me feel a bit of a fraud in the FI world. I use what I’ll call here the conventional early retirement (ER) strategy, which put simply, is accumulating… Continue reading Rethinking my FI strategy?

Ethics, Index trackers, Investment strategy, Mindful investing

The altruistic FIer: How to create a helping portfolio

The dilemma: You want to be financially independent and to retire early. Maybe pursue things you value rather than be compromised by the rat race and consumerist culture. All great, but two inconvenient issues are raised for the ethically minded. First, most aiming for FI invest in the world’s top financial markets that buy into… Continue reading The altruistic FIer: How to create a helping portfolio

About me, Finances, Goals

Financial update: August 2019

This month: Big savings rate boost, bond fund purchase, and closing in on my ISA limit. Hm, there’s been an unusual amount of positive movement in my financial situation given that nothing has changed with work! Most of it admittedly will take effect in next month's pay, but you know, I'm too excited (you know,… Continue reading Financial update: August 2019

Finances, Financial planning, pensions

What exactly is inflation and how to beat it

Have you ever wondered how accurately inflation is measured but never really cared to look it up? Should financial plans for early retirement (FIRE) assume a 2.5% rate of inflation, as I’d done ? Here, I explore what the UK inflation rate is, what it means to FI plans, and ways in which we can… Continue reading What exactly is inflation and how to beat it