Christmas eve brunch - Early outing of the sprouts, my fave veg! I really do hope you all had a lovely Christmas as I have. It's been different, but really nice nonetheless. Gone were my work papers off the dining table. I downed tools and used it as a dining table (oh, the audacity!) for… Continue reading Financial independence update: December 2020
Category: Finances
Financial independence update: November 2020
Wanting financial freedom amidst a time of low freedom I'm starting to think that one day I'll look back at this humble finance/navel-gazing blog as the best documentation of my life through Covid times. Not because it's particularly insightful, but in the midst of it, it's quite easy to forget that we are living in… Continue reading Financial independence update: November 2020
Financial Independence update: September 2020
Well, I was wrong. Turns out we did manage to get Junior tested for Covid and, with a negative result, resumed school life after a week at home. Phew! It’s not a week I’ll forget soon though. Me trying to create online learning materials (which takes bloody ages), and Mr Firelite, with a Major Project… Continue reading Financial Independence update: September 2020
Financial Independence update: July 2020
This photo is our first journey outside of our region taken a couple of weekends ago. It marks our move onto the terra firma of ‘the new normal’. This month I also reach this blog's One Year Milestone! Whoo-hoo. I’ll reflect on the bigger picture stuff in the year reflection to follow soon, but hope… Continue reading Financial Independence update: July 2020
Unlikely Topic of Conversation 1: Quantitative Easing
That feeling you should or think you kinda know something, but you don’t really know it. This is what this new occasional series* tries to address: I deconstruct and untangle to provide digestible personal finance-related nuggets for the regular person, which let’s face it, rarely come up as a topic of dinnertime conversation! At least… Continue reading Unlikely Topic of Conversation 1: Quantitative Easing
Financial independence update: May 2020
The sun is out, followed very closely by what feels like the near constant tune of the ice cream van, aaand lockdown is starting to relax. Consumer confidence may be sinking, but does that mean saving is on the rise? With Firelite Junior poised to return to nursery on Monday, change is certainly afoot. I’ve… Continue reading Financial independence update: May 2020
Financial Independence update: April 2020
A case of illusion or timing? This month saw my welcome return to the warmer climes of the £100k+ club! This was partly due to an over £2k improvement in my index funds (now at -7.03%) and partly due to my savings rate: 77% is out of all my non-tax income, or 81% of take-home… Continue reading Financial Independence update: April 2020
Financial update: Feb and Mar 2020
While it's been a good 2 months since my last update, it feels like the world has truly changed since. Around mid-Feb, the Pacific excluding Japan index had been falling reflecting the impact the Coronavirus was h, and I topped up this fund along with my US and UK index funds a total of £1k.… Continue reading Financial update: Feb and Mar 2020
Six months of blogging – reflections and goals
I started my blog at the end of July 2019 after a week of faffing about with my 'about me' page and opening my first index funds. What followed included glaring errors in my spreadsheet record keeping, some typical FI newbie questions (how to work out your savings rate? Are SIPPs for me?) and quite… Continue reading Six months of blogging – reflections and goals
Financial Update: December & year end
Happy new year to all my readers and passers by. I hope those of you on your financial independence (FI) journey have celebrated your achievements this year. Although I've been a bit quieter than I wanted to be of late, I've noticed some people dropping by over the Christmas period, which has been appreciated! Anyway,… Continue reading Financial Update: December & year end
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