Finances

Financial independence update: May 2020

The sun is out, followed very closely by what feels like the near constant tune of the ice cream van, aaand lockdown is starting to relax. Consumer confidence may be sinking, but does that mean saving is on the rise? With Firelite Junior poised to return to nursery on Monday, change is certainly afoot. I’ve… Continue reading Financial independence update: May 2020

Finances, Goals, Midlife gap year

Financial Update: December & year end

Happy new year to all my readers and passers by. I hope those of you on your financial independence (FI) journey have celebrated your achievements this year. Although I've been a bit quieter than I wanted to be of late, I've noticed some people dropping by over the Christmas period, which has been appreciated! Anyway,… Continue reading Financial Update: December & year end

About me, Finances

Financial update: November 2019

The backdrop for the last month (and more) has been Political - from the largest university strike in the UK over pension, pay, work conditions and contracts straight into the cacophony of the UK general election - there's been no escaping it. The driving force behind both perhaps the capitalistic machine churning away, and the… Continue reading Financial update: November 2019

Finances, Index trackers, Investment strategy

Financial update: September 2019

I started this update stood at the bus stop on a sunny crisp morning wondering where the month went... To a lot of work I guess...a lot of life energy...making Jill a dull girl, no doubt! But it does mean not spending too much. 🙂 Except vending machines at work. Guilty on that count! That… Continue reading Financial update: September 2019

About me, Finances, Goals

Financial update: August 2019

This month: Big savings rate boost, bond fund purchase, and closing in on my ISA limit. Hm, there’s been an unusual amount of positive movement in my financial situation given that nothing has changed with work! Most of it admittedly will take effect in next month's pay, but you know, I'm too excited (you know,… Continue reading Financial update: August 2019

Finances, Financial planning, pensions

What exactly is inflation and how to beat it

Have you ever wondered how accurately inflation is measured but never really cared to look it up? Should financial plans for early retirement (FIRE) assume a 2.5% rate of inflation, as I’d done ? Here, I explore what the UK inflation rate is, what it means to FI plans, and ways in which we can… Continue reading What exactly is inflation and how to beat it

About me, Finances, Goal setting, Midlife gap year, Personal development

The Journey So Far: Reflections & revelations

So, 3 weeks into blogging now…. And I’m really enjoying it! I’m grateful to all who stop by (that’s you!) and those who take a peruse around. It's starting to look like a blog now and not a few 'articles' that may fizzle out any moment. I’ve had my first non-promotive-type subscribers and comments. So,… Continue reading The Journey So Far: Reflections & revelations