Just 6 days have past, and my Vanguard funds (equities+bonds) have rebound from -17% to -9%. A slight silent relief (i.e. my equities are up £1.3k since 6 days ago), yet also a reminder for those waiting for a buying opportunity that the market waits for no one! And of course, we are in turbulent… Continue reading Riding the tide: Which Vanguard funds I’m adding to
With another month and Halloween gone, has yours been more trick or treat? Life's got slightly less busy for me than when I last posted, but not with enough headspace yet to return to blog-mode. While I have a slight discomfort with having two adjacent monthly financial updates and no content in between, I'm just… Continue reading Financial update: October 2019
My posts have been more sporadic of late not because my blogging honeymoon period is over, but because I’ve been working my ass off. Whether it’s worth it considering my plans for a "career change" is a good question for another post. But in snatches of time between super long work days and parenting, something… Continue reading The inconvenience of the twilight years: Figuring later-life into your FI strategy
Since starting this blog, I worked out my approach to financial freedom. It's an exciting time, but I admit that the way I’m aiming for FI makes me feel a bit of a fraud in the FI world. I use what I’ll call here the conventional early retirement (ER) strategy, which put simply, is accumulating… Continue reading Rethinking my FI strategy?
Have you ever wondered how accurately inflation is measured but never really cared to look it up? Should financial plans for early retirement (FIRE) assume a 2.5% rate of inflation, as I’d done ? Here, I explore what the UK inflation rate is, what it means to FI plans, and ways in which we can… Continue reading What exactly is inflation and how to beat it