Life, Lifestyle, mindset

Do you need as much as you think to be financially independent?

Or another question I pose to myself this morning as I sit here with my coffee: If I had to live on what I have accumulated now, could I do so with some semblance of quality of life? Moments If you’re new to saving (or investing), then this may feel like a ludicrous question. But… Continue reading Do you need as much as you think to be financially independent?

Goals, Lifestyle, Personal development

What’s better than happiness?

There's a lot written about happiness, and these days, we even search for life hacks to overcome “hedonic adaptation” – how you're initially very happy with a new situation or purchase but soon return to your 'happiness set point’*. Happiness sells. And you can see why; it's the prototypical, unadulterated positive emotion. Who wouldn't want… Continue reading What’s better than happiness?

Frugal living, Lifestyle, Minimalism

My unwritten rules for living (frugally)

I was planning to blog about frugality. Taking in the bigger pictures, this got me thinking about certain unwritten rules I generally abide by that have got me to the stage I'm at now on my Path to Life 2. I say unwritten rules, because it’s only by reading about those early in their FI… Continue reading My unwritten rules for living (frugally)

Early retirement, Investment strategy, Lifestyle, pensions

Can YOU predict your future financial needs?

I’ve had a few days to let my numbers sink in now. That's since this happened. I knew I had some savings. I knew I had a relatively generous pension. I was knee-deep in researching SIPPs to divert my savings tax-efficiently* into passive tracker funds that are inaccessible until 57 years (for me anyway). Tax… Continue reading Can YOU predict your future financial needs?