Finances, Financial planning, pensions

What exactly is inflation and how to beat it

Have you ever wondered how accurately inflation is measured but never really cared to look it up? Should financial plans for early retirement (FIRE) assume a 2.5% rate of inflation, as I’d done ? Here, I explore what the UK inflation rate is, what it means to FI plans, and ways in which we can… Continue reading What exactly is inflation and how to beat it

Early retirement, Investment strategy, Lifestyle, pensions

Can YOU predict your future financial needs?

I’ve had a few days to let my numbers sink in now. That's since this happened. I knew I had some savings. I knew I had a relatively generous pension. I was knee-deep in researching SIPPs to divert my savings tax-efficiently* into passive tracker funds that are inaccessible until 57 years (for me anyway). Tax… Continue reading Can YOU predict your future financial needs?